Stirling ACT Property Investment

Snowy Valleys · 2611 · Score: 76/100 · Buy

Median House Price
$1.03M
Rental Yield
3.7%
Vacancy Rate
2.0%
Median Weekly Rent
$730/wk
Median Unit Price
$744K
Population
2,191
Days on Market
54 days
Annual Growth
-5.9%

Stirling Short-Term Rental (Airbnb) Market

Avg Nightly Rate
$381/night
Occupancy Rate
52%
Est. Annual Revenue
$72K

Estimated revenue assumes year-round availability. Non-hosted short-stays are night-capped in some councils (e.g. 60 nights across most of Byron Shire, 180 in Ballina, Muswellbrook and parts of Greater Sydney) and levied in Victoria — the legal cap can cut achievable income well below this figure. Run STR Check for the rules on a specific address.

AI Investment Analysis

Stirling ACT Investment Brief

## 1. Investment Verdict Buy – the Investment Scorecard of 76.0 / 100 is the single figure that drives the recommendation.

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## 2. Market Overview - Median house price: $98 (the only figure supplied). - Growth trend / days on market: not provided in the data set.

*Implication:* With a solid Scorecard and a listed median price, the market appears attractive for buyers, but the lack of growth and DOM data means investors should verify recent price movements before committing.

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## 3. Rental Market - Vacancy rate: not supplied. - Weekly rent: not supplied. - Gross yield: not supplied. - Demand rating: not supplied.

*Implication:* Without rental metrics, we cannot quantify cash‑flow potential. Prospective investors should obtain current vacancy and rent figures to confirm that the rental market supports a viable yield.

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## 4. Short‑Term Rental Opportunity - STR nightly rate: not supplied. - Occupancy: not supplied. - Estimated annual revenue: not supplied.

*Implication:* The data does not allow a comparison between long‑term rental (LTR) and short‑term rental (STR). Investors should research local STR performance before deciding which strategy suits Stirling best.

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## 5. Infrastructure & Growth Drivers - Known projects, transport links, employment base: not supplied.

*Implication:* The absence of infrastructure and employment data means we cannot identify specific demand drivers or constraints. Verify upcoming developments (e.g., schools, transport upgrades) that could influence future capital growth.

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## 6. Bull Case If the suburb benefits from undisclosed infrastructure upgrades, strong employment growth, and a tightening rental market, the upside could be reflected in:

  • Capital growth: potential increase above the current $98 price point.
  • Yield improvement: higher rents or lower vacancy could lift gross yields.

Exact numbers cannot be modelled without the missing data.

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## 7. Risks | Risk | Quantified Indicator (if available) | Comment | |------|--------------------------------------|---------| | Vacancy risk | – | No vacancy data supplied; a rise in vacancy could erode cash flow. | | Single‑employer dependency | – | Employment composition is unknown; reliance on a dominant employer would increase risk. | | Supply pipeline | – | No information on new housing supply; a surge could pressure prices and rents. | | Rate sensitivity | – | Interest‑rate impact cannot be measured without loan‑to‑value or cash‑flow figures. |

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## 8. The Play - Entry range: $98 (the only price figure available). - Minimum yield target: cannot be set until weekly rent and vacancy data are obtained. - Watch signals: 1. Publication of local median price trends and growth rates. 2. Release of vacancy and rent statistics for Stirling. 3. Announcement of infrastructure or employment projects in the area. - Recommended strategy: 1. Use the Scorecard‑driven “Buy” stance as a starting point. 2. Conduct due‑diligence to source current rental yields, vacancy rates, and any upcoming developments. 3. If rental metrics confirm a yield that meets your investment threshold, acquire at or below the $98 price point. 4. Re‑assess quarterly as new market data becomes available.

*Bottom line:* The Investment Scorecard signals a favourable outlook, but the analysis is constrained by missing market, rental, and infrastructure data. Secure those missing figures before finalising any purchase.

Gentrification Index

Pre-gentrification2.0/10
▼High SEIFA decile — already upgraded or established affluent area
▲Inner/middle ring location (10.5km to CBD) — high gentrification corridor
▲Strong public transport infrastructure — supports walkable gentrification

Growth Forecast

high confidence
1yr Forecast
4.7%
p.a.
2yr Forecast
4.3%
p.a.
5yr Forecast
3.7%
p.a.

Basis: 5yr CAGR 3.2% + 10yr CAGR 4.3%

Growth drivers
  • +Strong population growth (5.5%/yr) driving demand
  • +Low rental vacancy (2.0%) — constrained supply

Suburb Metric Thresholds

8 green3 yellow5 red
Rental Vacancy Rate
2 high impact
Days on Market
54 high impact
Weekly Rent (house)
730 medium impact
5yr Price CAGR
3.23 high impact
10yr Price CAGR
4.3 high impact
1yr Price Growth
-5.94 medium impact
Population Growth
5.45 high impact
Median Household Income
2482 medium impact
Unemployment Rate
3.4 medium impact
Public Transport Score
7.4 medium impact
School Zone Quality
6.6 medium impact
Distance to CBD
10.49 medium impact
SEIFA Advantage/Disadvantage
8 medium impact
Owner Occupier Rate
75.6 medium impact
Gross Rental Yield (%)
3.69 high impact
Net Rental Yield (%)
2.19 high impact

Macro Environment

Macro Indicators

Cash Rate

4.35%

▲ 0.25%

Cash rate as at 2026-05-06 · Credit data 2026-07

Socio-Economic Profile

Source: ABS Census 2021

SEIFA Index · Postcode 2611

Most disadvantagedLeast disadvantaged

Decile 10 of 10 — Low disadvantage

Population

36,535

Education (IEO)

10/10

Econ. Resources (IER)

9/10

10-Year Investment Projection

Modelled on Stirling ACT data — rent, capital growth, tax, and depreciation over 10 years.

Pre-filled: $730/wk median rent for Stirling. Capital growth and rent increase are editable assumptions.

Schools

In your catchment

Chapman Primary School
PrimaryGovernment
8.2/10
Arawang Primary School
PrimaryGovernment
8/10
Canberra College
SecondaryGovernment
7.7/10
Mount Stromlo High School
SecondaryGovernment
7.6/10

These are the government-school zones containing this suburb centroid. Specific addresses within the suburb may fall in different catchments — confirm with the school directly.

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Data sourced from ABS, state government property sales, and Airbnb market analytics. For informational purposes only — not financial advice.