Ashtonfield NSW Property Investment

Lake Macquarie · 2323 · Score: 47/100 · Caution

Median House Price
$960K
Rental Yield
3.9%
Vacancy Rate
3.0%
Median Weekly Rent
$710/wk
Median Unit Price
$699K
Population
4,589
Days on Market
38 days
Annual Growth
-3.1%

Ashtonfield Short-Term Rental (Airbnb) Market

Avg Nightly Rate
$581/night
Occupancy Rate
40%
Est. Annual Revenue
$85K

Estimated revenue assumes year-round availability. Non-hosted short-stays are night-capped in some councils (e.g. 60 nights across most of Byron Shire, 180 in Ballina, Muswellbrook and parts of Greater Sydney) and levied in Victoria — the legal cap can cut achievable income well below this figure. Run STR Check for the rules on a specific address.

AI Investment Analysis

Ashtonfield NSW Investment Brief

CAUTION — 3.9% gross yield on a $959,672 median.

THE MARKET

Ashtonfield has compounded at 5.8%/yr over 5 years — a house that cost $723,927 in 2021 is worth $959,672 today. Properties are sitting on market for 38 days (roughly balanced conditions). At the same growth rate, today's median reaches $1,272,188 by 2031.

  • Median house: $959,672 | Units: $699,121
  • Gross yield: 3.9% | Net yield: 2.4%
  • 5yr price CAGR: 5.8%/yr | 3yr forecast: 13.5%/yr
  • Population: 4,589 | Owner-occupier rate: 65% | Affluence: Average
  • Supply pipeline: Low — Price growth outpacing new supply, limited development pipeline

RENTAL SNAPSHOT

  • Vacancy: 3.0% (stable) | Rental demand: Moderate
  • Median weekly rent: $710/wk | Days on market: 38 (stable)
  • Tenant market — vacancy elevated, negotiate hard on rent.

SHORT-TERM RENTAL

  • Median nightly rate: $581/night | Occupancy: 40%
  • Estimated annual STR gross: ~$84,790/yr
  • vs long-term rent: $36,920/yr (+130% STR premium — factor in higher management costs)

INFRASTRUCTURE & CATALYSTS

  • Hunter Valley Coal Chain Capacity Expansion (Under Procurement)
  • Transport: Metford station 1.7km away

BULL CASE

If Ashtonfield maintains 3%+ annual growth and vacancy stays below 2.1%, median prices could reach $1,103,623 within 3 years with yields compressing slightly as capital values rise.

BEAR CASE

A market correction or interest rate shock could see prices in Ashtonfield pull back 10-15% from $959,672, with vacancy rising to 5.0% and rental yields softening as tenants gain leverage.

KEY RISKS

  • Distance from CBD may limit long-term capital growth potential

COMPARABLE MARKETS

  • Green Valley (NSW): $1,222,736 median, 3.0% yield, 14.5% 1yr growth
  • Barrack Heights (NSW): $900,668 median, 4.0% yield, 9.3% 1yr growth
  • Cabramatta West (NSW): $1,231,328 median, 2.9% yield, 7.8% 1yr growth

THE PLAY

Ashtonfield carries elevated risk that outweighs potential returns at current levels. A boom market combined with moderate vacancy risk warrants caution. Avoid new acquisitions unless significant discount to median pricing is achievable. Re-evaluate if vacancy falls below 2.5% or annual price growth exceeds 3%.

  • Entry range: $863,705 – $1,055,639
  • Minimum gross yield to target: 4.5%
  • Watch signal: vacancy dropping below 2% and days on market falling below 35

This analysis is for informational purposes only and does not constitute financial, legal, or investment advice. Seek professional advice before making investment decisions.

Gentrification Index

Early gentrification signals4.5/10
▲Low socioeconomic base — classic gentrification precondition
—Moderate capital growth (5.8% CAGR)
▲Active development pipeline (6746 approvals) — supply attracting new residents
▲Strong public transport infrastructure — supports walkable gentrification

Growth Forecast

high confidence
1yr Forecast
3.3%
p.a.
2yr Forecast
3.0%
p.a.
5yr Forecast
2.6%
p.a.

Basis: 5yr CAGR 5.8% + 10yr CAGR 1.4%

Headwinds
  • −High supply pipeline (6746 new approvals) — may cap price growth

Suburb Metric Thresholds

3 green7 yellow6 red
Rental Vacancy Rate
3 high impact
Days on Market
38 high impact
Weekly Rent (house)
710 medium impact
5yr Price CAGR
5.79 high impact
10yr Price CAGR
1.36 high impact
1yr Price Growth
-3.1 medium impact
Population Growth
0.24 high impact
Median Household Income
1541 medium impact
Unemployment Rate
5.1 medium impact
Public Transport Score
7.9 medium impact
School Zone Quality
6.2 medium impact
Distance to CBD
127.82 medium impact
SEIFA Advantage/Disadvantage
4 medium impact
Owner Occupier Rate
65 medium impact
Gross Rental Yield (%)
3.85 high impact
Net Rental Yield (%)
2.35 high impact

Macro Environment

Macro Indicators

Cash Rate

4.35%

▲ 0.25%

Cash rate as at 2026-05-06 · Credit data 2026-06

Suburb Supply & Demand

Suburb Supply Pipeline — New Dwelling Approvals

1,253

2020

1,328

2021

1,498

2022

1,359

2023

1,308

2025

New dwelling approvals — higher numbers mean more future supply

Socio-Economic Profile

Source: ABS Census 2021

SEIFA Index · Postcode 2323

Most disadvantagedLeast disadvantaged

Decile 4 of 10 — Average

Population

26,051

Education (IEO)

4/10

Econ. Resources (IER)

5/10

10-Year Investment Projection

Modelled on Ashtonfield NSW data — rent, capital growth, tax, and depreciation over 10 years.

Pre-filled: $710/wk median rent for Ashtonfield. Capital growth and rent increase are editable assumptions.

Schools

In your catchment

Ashtonfield PS
PrimaryGovernment
6.2/10
Maitland Grossmann HS
SecondaryGovernment
5.4/10

These are the government-school zones containing this suburb centroid. Specific addresses within the suburb may fall in different catchments — confirm with the school directly.

Analyse a Property in Ashtonfield

Get instant STR rules, granny flat feasibility, rental yield, and full investment strategy comparison for any address in Ashtonfield.

Analyse a Property →

Data sourced from ABS, state government property sales, and Airbnb market analytics. For informational purposes only — not financial advice.