Collaroy Plateau NSW Property Investment

Northern Beaches · 2097 · Score: 73/100 · Buy

Median House Price
$2.40M
Rental Yield
2.7%
Vacancy Rate
1.6%
Median Weekly Rent
$1500/wk
Median Unit Price
$1.83M
Population
4,805
Days on Market
60 days
Annual Growth
6.5%
AI Investment Analysis

Collaroy Plateau NSW Investment Brief

BUY$2,400,000$2,904,216 (sources disagree, range shown — do NOT quote a single number) median with 11.3%/yr growth over 5 years.

THE MARKET

Collaroy Plateau has compounded at 11.3%/yr over 5 years. Median sits in the $2,400,000$2,904,216 (sources disagree, range shown — do NOT quote a single number) band today. Properties are sitting on market for 60 days (buyers have negotiating room).

  • Median house: $2,400,000$2,904,216 (sources disagree, range shown — do NOT quote a single number) | Units: $1,828,037
  • Gross yield: 2.7% | Net yield: 1.2%
  • 5yr price CAGR: 11.3%/yr | 3yr forecast: 11.3%/yr
  • Population: 4,805 | Owner-occupier rate: 75% | Affluence: Very High
  • Supply pipeline: Low — Price growth outpacing new supply, limited development pipeline

RENTAL SNAPSHOT

  • Vacancy: 1.6% (improving) | Rental demand: High
  • Median weekly rent: $1,500/wk | Days on market: 60 (worsening)
  • Landlord market — rents likely to keep rising.

SHORT-TERM RENTAL

Insufficient STR data for this suburb. Run a specific address analysis for property-level STR projections.

INFRASTRUCTURE & CATALYSTS

  • Beaches Link Tunnel (Sydney) (Announced)
  • New Intercity Fleet (NSW Trains) (Under Delivery)
  • NorthConnex Tunnel (Operational)
  • Transport: Standard suburban transport access

BULL CASE

If Collaroy Plateau maintains 3%+ annual growth and vacancy stays below 1.1%, median prices could reach $3,326,761 within 3 years with yields compressing slightly as capital values rise.

BEAR CASE

A market correction or interest rate shock could see prices in Collaroy Plateau pull back 10-15% from $2,892,836, with vacancy rising to 2.9% and rental yields softening as tenants gain leverage.

KEY RISKS

  • Premium price point limits buyer pool and increases interest rate sensitivity

COMPARABLE MARKETS

  • Pinkett (NSW): $2,650,000 median, 0.8% yield, 0.0% 1yr growth
  • New Mexico (NSW): $3,120,000 median, 0.7% yield, 0.0% 1yr growth
  • Mount View (NSW): $2,300,000 median, 1.2% yield, 0.0% 1yr growth

THE PLAY

Collaroy Plateau presents a compelling investment opportunity. The combination of solid fundamentals and high rental demand supports entry at current price levels. Proceed with due diligence on specific properties. Target gross yields above 2.7% and prioritise properties with value-add potential. Consider timing entry around the current stable phase of the market cycle.

  • Entry range: $2,603,552$3,182,120
  • Minimum gross yield to target: 4.5%
  • Watch signal: vacancy staying below 2% and days on market falling below 35

This analysis is for informational purposes only and does not constitute financial, legal, or investment advice. Seek professional advice before making investment decisions.

Gentrification Index

Active gentrification6.0/10
High SEIFA decile — already upgraded or established affluent area
Strong capital growth (11.3% CAGR) — above national average
Inner/middle ring location (17.2km to CBD) — high gentrification corridor
Active development pipeline (3650 approvals) — supply attracting new residents
Strong public transport infrastructure — supports walkable gentrification

Growth Forecast

high confidence
1yr Forecast
10.6%
p.a.
2yr Forecast
9.8%
p.a.
5yr Forecast
8.5%
p.a.

Basis: 5yr CAGR 11.3% + 10yr CAGR 10.8%

Growth drivers
  • +Low rental vacancy (1.6%) — constrained supply
Headwinds
  • High supply pipeline (3650 new approvals) — may cap price growth

Suburb Metric Thresholds

10 green3 yellow3 red
Rental Vacancy Rate
1.6 high impact
Days on Market
60 high impact
Weekly Rent (house)
1500 medium impact
5yr Price CAGR
11.32 high impact
10yr Price CAGR
10.77 high impact
1yr Price Growth
6.5 medium impact
Population Growth
0.59 high impact
Median Household Income
2702 medium impact
Unemployment Rate
2.8 medium impact
Public Transport Score
7.5 medium impact
School Zone Quality
8.2 medium impact
Distance to CBD
17.21 medium impact
SEIFA Advantage/Disadvantage
10 medium impact
Owner Occupier Rate
75.1 medium impact
Gross Rental Yield (%)
2.7 high impact
Net Rental Yield (%)
1.2 high impact

Macro Environment

Macro Indicators

Cash Rate

4.35%

0.25%

Cash rate as at 2026-05-06 · Credit data 2026-04

Suburb Supply & Demand

Suburb Supply Pipeline — New Dwelling Approvals

582

2020

916

2021

734

2022

895

2023

523

2025

New dwelling approvals — higher numbers mean more future supply

Socio-Economic Profile

Source: ABS Census 2021

SEIFA Index · Postcode 2097

Most disadvantagedLeast disadvantaged

Decile 10 of 10 — Low disadvantage

Population

15,991

Education (IEO)

9/10

Econ. Resources (IER)

10/10

10-Year Investment Projection

Modelled on Collaroy Plateau NSW data — rent, capital growth, tax, and depreciation over 10 years.

Pre-filled: $1500/wk median rent for Collaroy Plateau. Capital growth and rent increase are editable assumptions.

Schools

In your catchment

Collaroy Plateau PS
PrimaryGovernment
8/10
NBSC Cromer
SecondaryGovernment
No data

These are the government-school zones containing this suburb centroid. Specific addresses within the suburb may fall in different catchments — confirm with the school directly.

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Data sourced from ABS, state government property sales, and Airbnb market analytics. For informational purposes only — not financial advice.