Fernleigh NSW Property Investment

Ballina · 2479 · Score: 65/100 · Buy

Median House Price
$1.88M
Rental Yield
2.8%
Vacancy Rate
3.0%
Median Weekly Rent
$1000/wk
Median Unit Price
$769K
Population
298
Days on Market
46 days
Annual Growth
2.5%

Fernleigh Short-Term Rental (Airbnb) Market

Avg Nightly Rate
$586/night
Occupancy Rate
40%
Est. Annual Revenue
$86K

Estimated revenue assumes year-round availability. Non-hosted short-stays are night-capped in some councils (e.g. 60 nights across most of Byron Shire, 180 in Ballina, Muswellbrook and parts of Greater Sydney) and levied in Victoria — the legal cap can cut achievable income well below this figure. Run STR Check for the rules on a specific address.

AI Investment Analysis

Fernleigh NSW Investment Brief

BUY — $1,882,003 median with 26.2%/yr growth over 5 years.

THE MARKET

Fernleigh has compounded at 26.2%/yr over 5 years — a house that cost $587,927 in 2021 is worth $1,882,003 today. Properties are sitting on market for 46 days (roughly balanced conditions). At the same growth rate, today's median reaches $6,024,446 by 2031.

  • Median house: $1,882,003 | Units: $768,843
  • Gross yield: 2.8% | Net yield: 1.3%
  • 5yr price CAGR: 26.2%/yr | 3yr forecast: 5.8%/yr
  • Population: 298 | Owner-occupier rate: 72% | Affluence: Very High
  • Supply pipeline: Moderate — Strong population growth likely attracting new development approvals

RENTAL SNAPSHOT

  • Vacancy: 3.0% (stable) | Rental demand: Moderate
  • Median weekly rent: $1,000/wk | Days on market: 46 (worsening)
  • Tenant market — vacancy elevated, negotiate hard on rent.

SHORT-TERM RENTAL

  • Median nightly rate: $586/night | Occupancy: 40%
  • Estimated annual STR gross: ~$85,556/yr
  • vs long-term rent: $52,000/yr (+65% STR premium — factor in higher management costs)

INFRASTRUCTURE & CATALYSTS

  • No major confirmed infrastructure projects on record.
  • Transport: North Beach station 18.0km away

BULL CASE

If Fernleigh maintains 4%+ annual growth and vacancy stays below 2.1%, median prices could reach $2,164,303 within 3 years with yields compressing slightly as capital values rise.

BEAR CASE

A market correction or interest rate shock could see prices in Fernleigh pull back 10-15% from $1,882,003, with vacancy rising to 5.0% and rental yields softening as tenants gain leverage.

KEY RISKS

  • Distance from CBD may limit long-term capital growth potential

COMPARABLE MARKETS

  • Bass Hill (NSW): $1,328,447 median, 3.4% yield, 12.5% 1yr growth
  • Bankstown (NSW): $1,504,986 median, 2.8% yield, 10.7% 1yr growth
  • Barrack Point (NSW): $1,671,610 median, 2.6% yield, 1.8% 1yr growth

THE PLAY

Fernleigh presents a compelling investment opportunity. The combination of solid fundamentals and moderate rental demand supports entry at current price levels. Proceed with due diligence on specific properties. Target gross yields above 2.8% and prioritise properties with value-add potential. Consider timing entry around the current boom phase of the market cycle.

  • Entry range: $1,693,803 – $2,070,203
  • Minimum gross yield to target: 4.5%
  • Watch signal: vacancy dropping below 2% and days on market falling below 35

This analysis is for informational purposes only and does not constitute financial, legal, or investment advice. Seek professional advice before making investment decisions.

Gentrification Index

Early gentrification signals4.0/10
▼High SEIFA decile — already upgraded or established affluent area
▲Strong capital growth (26.2% CAGR) — above national average
▲Active development pipeline (1596 approvals) — supply attracting new residents

Growth Forecast

high confidence
1yr Forecast
15.0%
p.a.
2yr Forecast
13.8%
p.a.
5yr Forecast
12.0%
p.a.

Basis: 5yr CAGR 26.2% + 10yr CAGR 18.2%

Growth drivers
  • +Strong population growth (4.1%/yr) driving demand
Headwinds
  • −High supply pipeline (1596 new approvals) — may cap price growth

Suburb Metric Thresholds

8 green1 yellow7 red
Rental Vacancy Rate
3 high impact
Days on Market
46 high impact
Weekly Rent (house)
1000 medium impact
5yr Price CAGR
26.23 high impact
10yr Price CAGR
18.18 high impact
1yr Price Growth
2.47 medium impact
Population Growth
4.09 high impact
Median Household Income
2048 medium impact
Unemployment Rate
3.7 medium impact
Public Transport Score
0 medium impact
School Zone Quality
4.6 medium impact
Distance to CBD
607.06 medium impact
SEIFA Advantage/Disadvantage
9 medium impact
Owner Occupier Rate
72.1 medium impact
Gross Rental Yield (%)
2.76 high impact
Net Rental Yield (%)
1.26 high impact

Macro Environment

Macro Indicators

Cash Rate

4.35%

▲ 0.25%

Cash rate as at 2026-05-06 · Credit data 2026-07

Suburb Supply & Demand

Suburb Supply Pipeline — New Dwelling Approvals

433

2020

361

2021

270

2022

310

2023

222

2025

New dwelling approvals — higher numbers mean more future supply

Socio-Economic Profile

Source: ABS Census 2021

SEIFA Index · Postcode 2479

Most disadvantagedLeast disadvantaged

Decile 9 of 10 — Low disadvantage

Population

5,780

Education (IEO)

9/10

Econ. Resources (IER)

9/10

10-Year Investment Projection

Modelled on Fernleigh NSW data — rent, capital growth, tax, and depreciation over 10 years.

Pre-filled: $1000/wk median rent for Fernleigh. Capital growth and rent increase are editable assumptions.

Schools

In your catchment

Fernleigh PS
PrimaryGovernment
4.6/10
Byron Bay HS
SecondaryGovernment
7.1/10

These are the government-school zones containing this suburb centroid. Specific addresses within the suburb may fall in different catchments — confirm with the school directly.

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Data sourced from ABS, state government property sales, and Airbnb market analytics. For informational purposes only — not financial advice.