Kemps Creek NSW Property Investment

Fairfield · 2178 · Score: 61/100 · Hold

Median House Price
$3.95M
Rental Yield
1.0%
Vacancy Rate
1.7%
Median Weekly Rent
$750/wk
Median Unit Price
$1.26M
Population
2,121
Days on Market
64 days
Annual Growth
-29.4%

Kemps Creek Short-Term Rental (Airbnb) Market

Avg Nightly Rate
$434/night
Occupancy Rate
40%
Est. Annual Revenue
$63K

Estimated revenue assumes year-round availability. Non-hosted short-stays are night-capped in some councils (e.g. 60 nights across most of Byron Shire, 180 in Ballina, Muswellbrook and parts of Greater Sydney) and levied in Victoria — the legal cap can cut achievable income well below this figure. Run STR Check for the rules on a specific address.

AI Investment Analysis

Kemps Creek NSW Investment Brief

## 1. Investment Verdict Hold – the median house price sits at around $3,950,000, which together with an Investment Scorecard of 61 / 100 signals a balanced risk‑return profile rather than a clear upside.

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## 2. Market Overview - Median house price: approximately $3,950,000 - Median unit price: $1,258,646

*Growth trend, days on market and the buyer‑vs‑seller signal are not supplied in the data set, so we cannot quantify them.*

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## 3. Rental Market - Vacancy rate: not provided - Median weekly rent: not provided (the line is cut off) - Gross yield: not provided - Demand rating: not provided

*Without these figures we cannot calculate yield or assess rental demand, but the high median property values suggest that any rental income would need to be strong to achieve attractive yields.*

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## 4. Short‑Term Rental Opportunity - STR nightly rate: not provided - Occupancy rate: not provided - Estimated annual STR revenue: not provided

*Given the lack of STR data, we cannot determine whether a long‑term rental (LTR) or short‑term rental (STR) strategy would be superior.*

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## 5. Infrastructure & Growth Drivers - Known projects, transport links, employment base: not provided

*In the absence of specific infrastructure or employment information, we cannot identify concrete demand drivers or constraints for Kemps Creek.*

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## 6. Bull Case If the suburb were to benefit from new infrastructure, stronger employment hubs or a shift in buyer sentiment, the median house price could appreciate beyond the current approximate $3.95 million level. A realistic upside scenario might see a 5‑10 % price increase over the next 12‑24 months, moving the median house price into the $4.15 million‑$4.35 million band, provided that rental yields improve or demand tightens.

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## 7. Risks | Risk | Quantified Concern (where data exists) | |------|----------------------------------------| | Vacancy risk | No vacancy data supplied – cannot gauge rental security. | | Single‑employer dependency | No employment‑base data – cannot assess concentration risk. | | Supply pipeline | No information on upcoming developments – unknown impact on future supply. | | Rate sensitivity | With median house prices near $4 million, any rise in interest rates could materially affect affordability and buyer demand. |

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## 8. The Play - Entry range: Not defined – investors should target properties priced at or below the current approximate median ($3.95 million for houses, $1.26 million for units) to obtain a margin of safety. - Minimum yield to target: Unable to calculate without rent data; investors should aim for a gross yield that comfortably exceeds the cost of borrowing. - Watch signals: 1. Release of any new infrastructure or transport projects in the area. 2. Publication of vacancy and rental‑rate data for Kemps Creek. 3. Changes in the median price trend (e.g., a sustained decline or rise of >5 %). - Recommended strategy: Maintain a hold stance while monitoring the above signals. If rental data emerges that delivers a gross yield above the investor’s hurdle rate, consider adding to the position at a price below the current median. If a significant infrastructure announcement materialises, reassess the upside potential and be prepared to act quickly.

*Given the limited data, the primary takeaway is that Kemps Creek sits in a neutral position—neither a clear bargain nor a red‑flag—warranting a cautious hold until more market specifics become available.*

Gentrification Index

Early gentrification signals4.0/10
▼High SEIFA decile — already upgraded or established affluent area
▲Strong capital growth (13.7% CAGR) — above national average
▲Active development pipeline (5081 approvals) — supply attracting new residents

Growth Forecast

low confidence
1yr Forecast
13.2%
p.a.
2yr Forecast
12.2%
p.a.
5yr Forecast
10.6%
p.a.

Basis: 5yr CAGR 13.7% + 10yr CAGR 19.7%

Growth drivers
  • +Low rental vacancy (1.7%) — constrained supply
Headwinds
  • −Population decline (-0.3%/yr) — demand headwind
  • −Slow market (64 days avg) — buyer hesitancy
  • −High supply pipeline (5081 new approvals) — may cap price growth

Suburb Metric Thresholds

8 green1 yellow7 red
Rental Vacancy Rate
1.7 high impact
Days on Market
64 high impact
Weekly Rent (house)
750 medium impact
5yr Price CAGR
13.7 high impact
10yr Price CAGR
19.72 high impact
1yr Price Growth
-29.4 medium impact
Population Growth
-0.29 high impact
Median Household Income
2214 medium impact
Unemployment Rate
3.1 medium impact
Public Transport Score
2.1 medium impact
School Zone Quality
5.8 medium impact
Distance to CBD
37.92 medium impact
SEIFA Advantage/Disadvantage
7 medium impact
Owner Occupier Rate
74.3 medium impact
Gross Rental Yield (%)
0.99 high impact
Net Rental Yield (%)
-0.51 high impact

Macro Environment

Macro Indicators

Cash Rate

4.35%

▲ 0.25%

Cash rate as at 2026-05-06 · Credit data 2026-07

Suburb Supply & Demand

Suburb Supply Pipeline — New Dwelling Approvals

860

2020

966

2021

1,130

2022

1,257

2023

868

2025

New dwelling approvals — higher numbers mean more future supply

Socio-Economic Profile

Source: ABS Census 2021

SEIFA Index · Postcode 2178

Most disadvantagedLeast disadvantaged

Decile 6 of 10 — Average

Population

4,170

Education (IEO)

6/10

Econ. Resources (IER)

9/10

10-Year Investment Projection

Modelled on Kemps Creek NSW data — rent, capital growth, tax, and depreciation over 10 years.

Pre-filled: $750/wk median rent for Kemps Creek. Capital growth and rent increase are editable assumptions.

Schools

In your catchment

Kemps Ck PS
PrimaryGovernment
5.1/10
Cecil Hills HS
SecondaryGovernment
5.8/10

These are the government-school zones containing this suburb centroid. Specific addresses within the suburb may fall in different catchments — confirm with the school directly.

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Data sourced from ABS, state government property sales, and Airbnb market analytics. For informational purposes only — not financial advice.