Kiama Downs NSW Property Investment

Kiama · 2533

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Median House Price

$1.28M

As of 8 Nov 2026.

Rental Yield

3.3%

Vacancy Rate

N/A

Median Weekly Rent

$820/wk

Source: NSW Fair Trading, Residential Rental Bond Lodgements (Oct 2025 to Sep 2026). As of Sept 2026.

Median Unit Price

$845K

As of 8 Nov 2026.

Population (Census 2021)

5,087

Kiama Downs Short-Term Rental Market

Short-stay estimate: run a brief

Past price growth

Median house sale price growth, postcode 2533 (all suburbs in it): 5.9% a year, Mar qtr 2021 to Mar qtr 2026. Source: NSW Department of Communities and Justice, Rent and Sales Report – Sales tables, March quarter 2021 and March quarter 2026 (accessed 24 Oct 2026). © State of New South Wales (Department of Communities and Justice), CC BY 4.0, dcj.nsw.gov.au/statements/copyright-and-disclaimer.html. Postcode figures mapped to suburb and growth calculated by Estait. Past growth doesn't predict future prices.

New dwellings approved

New dwellings approved, Kiama council area, 12 months to Aug 2026: 160. Source: ABS Building Approvals, Australia (cat. 8731.0). This is the whole council area, not just Kiama Downs.

AI Investment Analysis

Kiama Downs NSW Investment Brief

3. Rental Market

The local rental market registers a vacancy rate of 2.6% alongside a median weekly rent of $800/wk. Rental demand is rated as moderate, backed by a stable vacancy trend.

4. Short-Term Rental Opportunity

Short-stay estimate: run a brief

5. Infrastructure & Growth Drivers

Demographic demand in Kiama Downs supports a population of 5,087 residents backed by a strong owner-occupier rate of 78%. Transport access relies on Minnamurra station located 1.8km away. There are no major infrastructure projects on file, meaning organic lifestyle appeal and tight land supply drive regional demand.

7. Risks

Investors must monitor several specific risk factors: - Vacancy Risk: The vacancy rate sits at 2.6% within a moderate demand environment, requiring proactive property management to prevent extended downtime between tenancies. - Distance from CBD: Distance from CBD may limit long-term capital growth potential. - Climate Risks: Flood risk: not on record for this suburb in the state or council planning overlays (check with council). Order an independent flood certificate before commit. Bushfire risk: not on record for this suburb in the state or council planning overlays (check with council). Order an independent BAL (Bushfire Attack Level) assessment before commit. - Heritage Status: Heritage status is not on record — confirm with the council duty planner / a Section 10.7 (NSW) or equivalent certificate.

Suburb Metric Thresholds

4 green2 yellow3 red

Weekly Rent (house)

820 medium impact

Population growth 2016–21, postcode 2533 (ABS Census)

1.91 high impact

Median Household Income

1805 medium impact

Public Transport Score

7.3 medium impact

School Zone Quality

No data medium impact

Distance to CBD

92.06 medium impact

SEIFA Advantage/Disadvantage

8 medium impact

Owner Occupier Rate

78.2 medium impact

Gross Rental Yield (%)

3.32 high impact

Net Rental Yield (%)

2.18 high impact

Macro Environment

Macro Indicators

Cash Rate

4.85%

▲ 0.25%

Cash rate 4.85% as at 2026-11-04 (effective date) · Source: RBA cash rate target · Credit data 2026-09

Socio-Economic Profile

Source: ABS Census 2021

SEIFA Index · Postcode 2533

Most disadvantagedLeast disadvantaged

Decile 9 of 10 — Low disadvantage

Population (suburb)

5,087

Education (IEO)

9/10

Econ. Resources (IER)

9/10

Crime & Safety

Source: NSW Bureau of Crime Statistics and Research · 12 months to Jun 2026

Safety score

9.1/10

Offences per 1,000

16.3

Recorded offences

Kiama Downs: score 1–10, relative to other NSW suburbs (10 = lowest recorded offence rate per resident). Recorded offences, 12 months to Jun 2026 (suburb-level).

Source: NSW Bureau of Crime Statistics and Research, recorded offences, 12 months to Jun 2026. Population: ABS Census 2021 (SAL). Licensed under CC BY 3.0 AU. Dataset

Schools

In your catchment

Minnamurra PS

PrimaryGovernment

7.3/10

Kiama HS

SecondaryGovernment

6.7/10

These are the government-school zones containing this suburb centroid. Specific addresses within the suburb may fall in different catchments — confirm with the school directly.