Oak Flats NSW Property Investment

Shellharbour · 2529 · Score: 62/100 · Hold

Median House Price
$880K
Rental Yield
3.5%
Vacancy Rate
2.6%
Median Weekly Rent
$700/wk
Median Unit Price
$760K
Population
6,840
Days on Market
42 days
Annual Growth
6.3%

Oak Flats Short-Term Rental (Airbnb) Market

Avg Nightly Rate
$502.25/night
Occupancy Rate
40%
Est. Annual Revenue
$73K
AI Investment Analysis

Oak Flats NSW Investment Brief

## 1. Investment Verdict Hold – the Investment Scorecard of 62.0 / 100 is the single figure that drives the recommendation.

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## 2. Market Overview - Median house price: not supplied in the data set (the “Median house price” field is blank). - Growth trend / Days on market: not supplied.

Because the only quantitative input is the 62.0 / 100 score, the market appears neither strongly over‑ or under‑priced. The score suggests a modestly attractive environment for owners who are already in the suburb, but it does not signal a clear buying or selling advantage at this time.

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## 3. Rental Market - Vacancy rate: not supplied. - Weekly rent: not supplied. - Gross yield: not supplied. - Demand rating: not supplied.

With no rental‑specific figures, we cannot calculate yield or assess tenant demand. The 62.0 / 100 score implies a neutral‑to‑moderate rental environment, but investors should obtain current vacancy and rent data before committing capital.

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## 4. Short‑Term Rental Opportunity - STR nightly rate: not supplied. - Occupancy: not supplied. - Estimated annual revenue: cannot be derived.

Because no short‑term rental metrics are provided, we cannot determine whether a long‑term rental (LTR) or short‑term rental (STR) strategy would generate a higher return. Additional market research would be required.

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## 5. Infrastructure & Growth Drivers - Known projects, transport links, employment base: not supplied.

Without information on upcoming infrastructure or major employers, we cannot identify specific demand catalysts or constraints for Oak Flats.

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## 6. Bull Case If the suburb were to experience:

  • Stronger buyer demand (e.g., new transport links or employment hubs),
  • Improved rental yields (higher rents or lower vacancies),

then capital growth could push prices toward the higher end of any plausible range and yields could rise above the current neutral stance. Because no baseline numbers are available, the bull‑case remains qualitative rather than numeric.

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## 7. Risks | Risk | Why it matters (based on data gaps) | |------|--------------------------------------| | Vacancy risk | No vacancy rate is provided, so an unexpected rise could erode cash flow. | | Single‑employer dependency | Employment data is missing; reliance on a dominant local employer could amplify downturns. | | Supply pipeline | No information on new housing supply; a surge could pressure prices and rents. | | Interest‑rate sensitivity | All Australian property markets are exposed to rate moves; without yield data we cannot gauge buffer capacity. |

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## 8. The Play - Entry range: cannot be defined without a disclosed median price. - Minimum yield to target: cannot be set without rent and price figures. - Watch signals: release of official median price, vacancy statistics, any announced infrastructure projects, and changes to the Investment Scorecard. - Recommended strategy: Hold the current position while monitoring the above signals. Acquire up‑to‑date market data before considering any new acquisition or disposal.

Gentrification Index

Active gentrification6.0/10
Low socioeconomic base — classic gentrification precondition
Strong capital growth (10.4% CAGR) — above national average
Active development pipeline (3985 approvals) — supply attracting new residents

Growth Forecast

high confidence
1yr Forecast
9.3%
p.a.
2yr Forecast
8.6%
p.a.
5yr Forecast
7.4%
p.a.

Basis: 5yr CAGR 10.4% + 10yr CAGR 8.9%

Growth drivers
  • +Above-average population growth (2.3%/yr)
Headwinds
  • High supply pipeline (3985 new approvals) — may cap price growth

Suburb Metric Thresholds

5 green8 yellow3 red
Rental Vacancy Rate
2.6 high impact
Days on Market
42 high impact
Weekly Rent (house)
700 medium impact
5yr Price CAGR
10.43 high impact
10yr Price CAGR
8.86 high impact
1yr Price Growth
6.3 medium impact
Population Growth
2.28 high impact
Median Household Income
1878 medium impact
Unemployment Rate
4 medium impact
Public Transport Score
4.2 medium impact
School Zone Quality
5.6 medium impact
Distance to CBD
85.02 medium impact
SEIFA Advantage/Disadvantage
4 medium impact
Owner Occupier Rate
72.3 medium impact
Gross Rental Yield (%)
3.52 high impact
Net Rental Yield (%)
2.02 high impact

Macro Environment

Macro Indicators

Cash Rate

4.35%

0.25%

Cash rate as at 2026-05-06 · Credit data 2026-05

Suburb Supply & Demand

Suburb Supply Pipeline — New Dwelling Approvals

751

2020

910

2021

980

2022

691

2023

653

2025

New dwelling approvals — higher numbers mean more future supply

Socio-Economic Profile

Source: ABS Census 2021

SEIFA Index · Postcode 2529

Most disadvantagedLeast disadvantaged

Decile 7 of 10 — Average

Population

29,134

Education (IEO)

5/10

Econ. Resources (IER)

8/10

10-Year Investment Projection

Modelled on Oak Flats NSW data — rent, capital growth, tax, and depreciation over 10 years.

Pre-filled: $700/wk median rent for Oak Flats. Capital growth and rent increase are editable assumptions.

Schools

In your catchment

Oak Flats PS
PrimaryGovernment
5.2/10
Oak Flats HS
SecondaryGovernment
4.7/10

These are the government-school zones containing this suburb centroid. Specific addresses within the suburb may fall in different catchments — confirm with the school directly.

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Data sourced from ABS, state government property sales, and Airbnb market analytics. For informational purposes only — not financial advice.