Peak Hill NSW Property Investment
Narromine · 2869 · Score: 49/100 · Caution
Peak Hill Short-Term Rental (Airbnb) Market
Estimated revenue assumes year-round availability. Non-hosted short-stays are night-capped in some councils (e.g. 60 nights across most of Byron Shire, 180 in Ballina, Muswellbrook and parts of Greater Sydney) and levied in Victoria — the legal cap can cut achievable income well below this figure. Run STR Check for the rules on a specific address.
Peak Hill NSW Investment Brief
## 1. Investment Verdict Hold – the suburb scores 49.0 / 100 on the Estait Investment Scorecard, signalling caution rather than a clear buying opportunity.
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## 2. Market Overview - Median house price: approximately $304,000 (median is treated as an estimate). - Median unit price: not available. - Median weekly rent: $32.
No data are supplied for days on market or recent price growth, so we cannot quantify a trend. The approximate median price of $304k places Peak Hill in the low‑price end of the NSW market, which generally favours buyers who can negotiate below that level. Sellers will need to price competitively to attract interest.
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## 3. Rental Market - Vacancy rate: not provided. - Median weekly rent: $32. - Gross rental yield (calculated):
\[ \text{Yield} = \frac{($32 \times 52)}{304,000} \times 100 \approx 5.5\% \]
- Demand rating: not provided.
A calculated gross yield of ~5.5 % is modest but respectable for a low‑price regional suburb. Without vacancy or demand data we cannot confirm the sustainability of that yield.
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## 4. Short‑Term Rental (STR) Opportunity - STR nightly rate: not provided. - Occupancy: not provided. - Estimated annual STR revenue: not provided.
Because no STR metrics exist, we cannot compare long‑term rental (LTR) to short‑term rental performance. In the absence of tourism or event drivers, LTR remains the default strategy.
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## 5. Infrastructure & Growth Drivers - Known projects, transport links, employment base: not supplied.
Without concrete information on new infrastructure, major employers, or transport upgrades, we cannot identify specific catalysts or constraints for demand.
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## 6. Bull Case If the suburb attracts new employment or infrastructure investment, the following upside could materialise:
| Metric | Assumed uplift | Resulting figure |
|---|---|---|
| Median house price | +10 % | ≈ $334,000 |
| Weekly rent | +10 % | $35.20 |
| Gross yield (using new price & rent) | – | ≈5.5 % (unchanged because both price and rent rise proportionally) |
A 10 % price rise would lift the median house value to roughly $334k, delivering capital growth while preserving the 5‑6 % yield.
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## 7. Risks | Risk | Detail (where numbers exist) | |------|------------------------------| | Low rental income | Weekly rent of $32 translates to a modest gross yield of ~5.5 %. | | Vacancy uncertainty | No vacancy data; a high vacancy would erode the already thin yield. | | Economic concentration | No information on major employers; reliance on a single industry would increase downside risk. | | Supply pipeline | Absence of data on new housing supply; a surge could pressure prices and rents. | | Interest‑rate sensitivity | At a purchase price of $304k, higher rates would increase borrowing costs and could reduce cash flow. |
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## 8. The Play - Entry price range: around $280,000 – $330,000, bracketing the approximate median of $304k. - Minimum yield target: 5 % gross (to cover holding costs and provide a modest return). - Watch signals: 1. Publication of any new infrastructure or employer projects. 2. Release of vacancy or days‑on‑market statistics showing improvement. 3. Evidence of price appreciation beyond the current approximate median. - Recommended strategy: - Existing owners should hold and monitor the above signals. - New investors may consider a cautious entry at the lower end of the price band, but only if they can secure a purchase price that delivers at least a 5 % gross yield and are comfortable with the data gaps.
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Gentrification Index
Growth Forecast
low confidenceBasis: 5yr CAGR 3.1% + 10yr CAGR 4.4%
- −Slow market (235 days avg) — buyer hesitancy
- −Moderate supply pipeline (58 approvals)
Suburb Metric Thresholds
Macro Environment
Macro Indicators
Cash Rate
4.35%
▲ 0.25%Cash rate as at 2026-05-06 · Credit data 2026-07
Suburb Supply & Demand
Suburb Supply Pipeline — New Dwelling Approvals
5
2020
15
2021
19
2022
6
2023
13
2025
New dwelling approvals — higher numbers mean more future supply
Socio-Economic Profile
Source: ABS Census 2021SEIFA Index · Postcode 2869
Decile 1 of 10 — High disadvantage
Population
1,528
Education (IEO)
4/10
Econ. Resources (IER)
2/10
10-Year Investment Projection
Modelled on Peak Hill NSW data — rent, capital growth, tax, and depreciation over 10 years.
Pre-filled: $320/wk median rent for Peak Hill. Capital growth and rent increase are editable assumptions.
Schools
In your catchment
These are the government-school zones containing this suburb centroid. Specific addresses within the suburb may fall in different catchments — confirm with the school directly.
Analyse a Property in Peak Hill
Get instant STR rules, granny flat feasibility, rental yield, and full investment strategy comparison for any address in Peak Hill.
Analyse a Property →Data sourced from ABS, state government property sales, and Airbnb market analytics. For informational purposes only — not financial advice.