Raymond Terrace NSW Property Investment

Maitland · 2324 · Score: 59/100 · Hold

Median House Price
$702K
Rental Yield
4.6%
Vacancy Rate
3.0%
Median Weekly Rent
$620/wk
Median Unit Price
$557K
Population
13,453
Days on Market
42 days
Annual Growth
7.1%

Raymond Terrace Short-Term Rental (Airbnb) Market

Avg Nightly Rate
$463/night
Occupancy Rate
40%
Est. Annual Revenue
$68K

Estimated revenue assumes year-round availability. Non-hosted short-stays are night-capped in some councils (e.g. 60 nights across most of Byron Shire, 180 in Ballina, Muswellbrook and parts of Greater Sydney) and levied in Victoria — the legal cap can cut achievable income well below this figure. Run STR Check for the rules on a specific address.

AI Investment Analysis

Raymond Terrace NSW Investment Brief

## 1. Investment Verdict Hold – the suburb scores 59.0 / 100 on the Estait Investment Scorecard, indicating a moderate outlook. The most telling figure is the Investment Scorecard rating of 59.0.

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## 2. Market Overview - Median house price: approximately $702,364 (sole source – OnTheHouse, not peer‑validated). - Growth trend: *Data not supplied.* - Days on market: *Data not supplied.*

*Interpretation:* With only a single‑source median price available, buyers should treat the figure as indicative rather than definitive, and sellers should be cautious about pricing expectations until broader market metrics are released.

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## 3. Rental Market - Vacancy rate: *Data not supplied.* - Weekly rent: *Data not supplied.* - Gross yield: *Data not supplied.* - Demand rating: *Data not supplied.*

*Interpretation:* Without vacancy, rent, or yield figures, we cannot quantify the rental return or demand pressure. Investors should seek up‑to‑date rental listings or council data before committing to a rental strategy.

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## 4. Short‑Term Rental Opportunity - STR nightly rate: *Data not supplied.* - Occupancy: *Data not supplied.* - Estimated annual revenue: *Data not supplied.*

*Interpretation:* In the absence of STR metrics, we cannot compare long‑term rental (LTR) versus short‑term rental (STR) profitability for Raymond Terrace. A market scan of platforms such as Airbnb would be required to assess this avenue.

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## 5. Infrastructure & Growth Drivers - Known projects, transport upgrades, employment base: *Data not supplied.*

*Interpretation:* No specific infrastructure or employment drivers are listed, so we cannot identify concrete catalysts or constraints on demand. Monitoring local council releases and major employer announcements is advisable.

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## 6. Bull Case - Upside scenario: *Data not supplied.*

*Interpretation:* Without growth rates, supply pipeline information, or economic drivers, we cannot model a quantitative upside. Any bullish outlook would need to be built on future data releases (e.g., new housing developments, infrastructure investment).

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## 7. Risks - Vacancy risk: *Data not supplied.* - Single‑employer dependency: *Data not supplied.* - Supply pipeline risk: *Data not supplied.* - Interest‑rate sensitivity: *Data not supplied.*

*Interpretation:* The lack of concrete risk metrics means investors should treat the suburb as data‑light and conduct on‑the‑ground due diligence (e.g., tenant demand surveys, employer concentration analysis) before proceeding.

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## 8. The Play - Entry range: Target properties around the sole‑source median of ≈ $702,364. - Minimum yield to target: *Cannot be calculated* without rental income data. - Watch signals: 1. Release of validated median price data (multiple sources). 2. Publication of local vacancy and rent statistics. 3. Announcement of infrastructure or major employer projects. - Recommended strategy: Adopt a cautious, data‑gathering stance. Acquire a property near the median price only after confirming rental yields and vacancy levels, and keep the position flexible to shift to a Buy or Avoid stance as new data emerges.

Gentrification Index

Active gentrification6.5/10
▲Low socioeconomic base — classic gentrification precondition
▲Strong capital growth (36.5% CAGR) — above national average
▲Active development pipeline (5598 approvals) — supply attracting new residents
▲Strong public transport infrastructure — supports walkable gentrification

Growth Forecast

high confidence
1yr Forecast
14.2%
p.a.
2yr Forecast
13.1%
p.a.
5yr Forecast
11.4%
p.a.

Basis: 5yr CAGR 36.5% + 10yr CAGR 19.6%

Headwinds
  • −High supply pipeline (5598 new approvals) — may cap price growth

Suburb Metric Thresholds

6 green6 yellow4 red
Rental Vacancy Rate
3 high impact
Days on Market
42 high impact
Weekly Rent (house)
620 medium impact
5yr Price CAGR
36.54 high impact
10yr Price CAGR
19.62 high impact
1yr Price Growth
7.1 medium impact
Population Growth
1.47 high impact
Median Household Income
1254 medium impact
Unemployment Rate
6.1 medium impact
Public Transport Score
7 medium impact
School Zone Quality
7.8 medium impact
Distance to CBD
134.33 medium impact
SEIFA Advantage/Disadvantage
1 medium impact
Owner Occupier Rate
66.2 medium impact
Gross Rental Yield (%)
4.59 high impact
Net Rental Yield (%)
3.09 high impact

Macro Environment

Macro Indicators

Cash Rate

4.35%

▲ 0.25%

Cash rate as at 2026-05-06 · Credit data 2026-06

Suburb Supply & Demand

Suburb Supply Pipeline — New Dwelling Approvals

1,245

2020

1,281

2021

1,023

2022

766

2023

1,283

2025

New dwelling approvals — higher numbers mean more future supply

Socio-Economic Profile

Source: ABS Census 2021

SEIFA Index · Postcode 2324

Most disadvantagedLeast disadvantaged

Decile 2 of 10 — High disadvantage

Population

25,443

Education (IEO)

1/10

Econ. Resources (IER)

4/10

10-Year Investment Projection

Modelled on Raymond Terrace NSW data — rent, capital growth, tax, and depreciation over 10 years.

Pre-filled: $620/wk median rent for Raymond Terrace. Capital growth and rent increase are editable assumptions.

Schools

In your catchment

Grahamstown PS
PrimaryGovernment
4.1/10
Irrawang HS
SecondaryGovernment
4.7/10

These are the government-school zones containing this suburb centroid. Specific addresses within the suburb may fall in different catchments — confirm with the school directly.

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Data sourced from ABS, state government property sales, and Airbnb market analytics. For informational purposes only — not financial advice.