St Clair NSW Property Investment

Penrith · 2759

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Median House Price
$1.21M
As of 8 Nov 2026.
Rental Yield
3.0%
Vacancy Rate
N/A
Median Weekly Rent
$700/wk
Source: NSW Fair Trading, Residential Rental Bond Lodgements (Oct 2025 to Sep 2026). As of Sept 2026.
Median Unit Price
$1.04M
As of 8 Nov 2026.
Population (Census 2021)
N/A

St Clair Short-Term Rental Market

Short-stay estimate: run a brief
Past price growth
Median house sale price growth, postcode 2759 (all suburbs in it): 9.3% a year, Mar qtr 2021 to Mar qtr 2026. Source: NSW Department of Communities and Justice, Rent and Sales Report – Sales tables, March quarter 2021 and March quarter 2026 (accessed 24 Oct 2026). © State of New South Wales (Department of Communities and Justice), CC BY 4.0, dcj.nsw.gov.au/statements/copyright-and-disclaimer.html. Postcode figures mapped to suburb and growth calculated by Estait. Past growth doesn't predict future prices.
New dwellings approved
New dwellings approved, Penrith council area, 12 months to Aug 2026: 1,074. Source: ABS Building Approvals, Australia (cat. 8731.0). This is the whole council area, not just St Clair.
AI Investment Analysis

St Clair NSW Investment Brief

1. Investment Verdict

Avoid – the key figure is the median house price of $1,206,000, which sits at the high end of the Sydney market and leaves little upside cushion for price corrections.

2. Market Overview

  • Median house price: $1,206,000
  • Median unit price: $1,039,500

No growth trend, current listings, or median days listed were supplied, so we cannot comment on price momentum or seller‑vs‑buyer leverage beyond the price levels shown.

3. Rental Market

  • Median weekly rent: $700 / wk

Vacancy rate, gross yield and demand rating were not provided, so the rental picture is limited to the weekly rent figure.

4. Short‑Term Rental Opportunity

Short-stay estimate: run a brief

5. Infrastructure & Growth Drivers

No specific infrastructure projects, transport upgrades, or employment‑base data were supplied for St Clair, so we cannot identify concrete demand drivers or constraints.

7. Risks

  • Price level risk: At $1,206,000, the median house price requires a large capital outlay; any market correction would erode equity quickly.
  • Vacancy data gap: Absence of vacancy statistics makes it impossible to gauge rental security; an unexpected rise in vacancy could depress cash flow.
  • Interest‑rate sensitivity: High loan‑to‑value ratios on a $1.2 m property amplify exposure to rate hikes, potentially turning positive cash flow negative.

Suburb Metric Thresholds

3 green2 yellow5 red
Weekly Rent (house)
700 medium impact
Population growth 2016–21, postcode 2759 (ABS Census)
0.08 high impact
Median Household Income
2134 medium impact
Public Transport Score
0 medium impact
School Zone Quality
5.6 medium impact
Distance to CBD
89.42 medium impact
SEIFA Advantage/Disadvantage
5 medium impact
Owner Occupier Rate
77.1 medium impact
Gross Rental Yield (%)
3.02 high impact
Net Rental Yield (%)
1.89 high impact

Macro Environment

Macro Indicators

Cash Rate

4.85%

▲ 0.25%

Cash rate 4.85% as at 2026-11-04 (effective date) · Source: RBA cash rate target · Credit data 2026-09

Socio-Economic Profile

Source: ABS Census 2021

SEIFA Index · Postcode 2759

Most disadvantagedLeast disadvantaged

Decile 6 of 10 — Average

Population (suburb)

N/A

Education (IEO)

4/10

Econ. Resources (IER)

8/10

Crime & Safety

No official crime data for this area

Schools

In your catchment

Laguna PS
PrimaryGovernment
5.7/10
Mt View HS
SecondaryGovernment
4.2/10

These are the government-school zones containing this suburb centroid. Specific addresses within the suburb may fall in different catchments — confirm with the school directly.

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Data sourced from ABS, state government property sales, and Airbnb market analytics. For informational purposes only — not financial advice.