Tanilba Bay NSW Property Investment

Port Stephens · 2319 · Score: 49/100 · Caution

Median House Price
$778K
Rental Yield
4.1%
Vacancy Rate
3.0%
Median Weekly Rent
$615/wk
Median Unit Price
$612K
Population
3,237
Days on Market
39 days
Annual Growth
12.0%

Tanilba Bay Short-Term Rental (Airbnb) Market

Avg Nightly Rate
$621.88/night
Occupancy Rate
40%
Est. Annual Revenue
$91K
AI Investment Analysis

Tanilba Bay NSW Investment Brief

## 1. Investment Verdict Hold – the key figure is the 4.1 % gross rental yield, which offers a modest return while the market still shows strong price growth.

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## 2. Market Overview - Median house price: $778,046 - Median unit price: $611,659 - 1‑year price growth: 12.0 % - 5‑year CAGR: 6.0 % per year - 3‑year growth forecast: 13.5 % - Days on market: *Data not provided*

What it signals - The 12 % price rise over the past year and a 13.5 % forecast for the next three years indicate a seller‑friendly environment. - Buyers face higher entry prices but can still benefit from solid capital‑growth potential if they can secure a property at or below the median.

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## 3. Rental Market - Median weekly rent: $615 / wk - Gross rental yield: 4.1 % - Vacancy rate: *Data not provided* - Demand rating: *Data not provided*

Implication for investors A 4.1 % yield sits above the national average for many capital cities, suggesting a reasonable cash‑flow buffer. Without vacancy data we cannot quantify risk, but the yield alone makes the suburb attractive for long‑term rental (LTR) investors.

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## 4. Short‑Term Rental Opportunity - STR nightly rate: *Data not provided* - STR occupancy: *Data not provided* - Estimated annual STR revenue: *Data not provided*

LTR vs STR Because STR metrics are unavailable, we cannot model a reliable short‑term return. With a solid 4.1 % LTR yield and no STR data, the safer choice is to focus on long‑term rentals.

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## 5. Infrastructure & Growth Drivers - Known projects, transport, employment base: *Data not provided*

Demand drivers / constraints Without specific infrastructure or employment information, we must rely on the strong price‑growth figures as the primary indicator that demand is currently robust.

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## 6. Bull Case If the 13.5 % three‑year growth forecast materialises:

MetricCurrent3‑Year Projection*
Median house price$778,046$883,000 (13.5 % rise)
Median unit price$611,659$694,000 (13.5 % rise)
Gross rental yield4.1 %Likely to stay near 4 % if rents keep pace with price growth

*Simple percentage increase applied to current median values.

Capital growth of roughly $100k$120k per property would boost investor equity and total returns.

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## 7. Risks | Risk | Detail (with numbers) | |------|-----------------------| | Vacancy risk | No vacancy data – a rise in empty weeks could erode the 4.1 % yield. | | Single‑employer dependency | No employment data – if the local job market relies heavily on one sector, a downturn could suppress rent and price growth. | | Supply pipeline | No data on new builds – an influx of new housing could increase competition and push yields lower. | | Rate sensitivity | With a 12 % recent price rise, higher interest rates could reduce buyer affordability and slow price momentum. |

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## 8. The Play - Entry range: $611,659 (median unit) – $778,046 (median house). Target properties at the lower end of this band to maximise upside. - Minimum yield target: ≥ 4.1 % gross (or higher if you can negotiate a discount). - Watch signals: - Any published vacancy rate for the suburb. - Updates on local infrastructure or employment projects. - Changes in days‑on‑market trends. - Recommended strategy: Acquire a property near the median unit price, lock in a lease at or above $615 / wk, and hold for 3–5 years to capture the projected 13.5 % capital growth while enjoying a stable 4 %+ rental yield. If reliable STR data emerges later, reassess the LTR vs STR balance.

Gentrification Index

Early gentrification signals4.0/10
Low socioeconomic base — classic gentrification precondition
Moderate capital growth (6.0% CAGR)
Active development pipeline (2574 approvals) — supply attracting new residents

Growth Forecast

high confidence
1yr Forecast
5.3%
p.a.
2yr Forecast
4.9%
p.a.
5yr Forecast
4.3%
p.a.

Basis: 5yr CAGR 6.0% + 10yr CAGR 6.1%

Headwinds
  • High supply pipeline (2574 new approvals) — may cap price growth

Suburb Metric Thresholds

4 green6 yellow5 red
Rental Vacancy Rate
3 high impact
Days on Market
39 high impact
Weekly Rent (house)
615 medium impact
5yr Price CAGR
6.04 high impact
10yr Price CAGR
6.11 high impact
1yr Price Growth
12 medium impact
Population Growth
0.6 high impact
Median Household Income
1111 medium impact
Unemployment Rate
6.2 medium impact
Public Transport Score
No data medium impact
School Zone Quality
4.3 medium impact
Distance to CBD
145.63 medium impact
SEIFA Advantage/Disadvantage
2 medium impact
Owner Occupier Rate
71.7 medium impact
Gross Rental Yield (%)
4.11 high impact
Net Rental Yield (%)
2.61 high impact

Macro Environment

Macro Indicators

Cash Rate

4.35%

0.25%

Cash rate as at 2026-05-06 · Credit data 2026-06

Suburb Supply & Demand

Suburb Supply Pipeline — New Dwelling Approvals

269

2020

688

2021

613

2022

652

2023

352

2025

New dwelling approvals — higher numbers mean more future supply

Socio-Economic Profile

Source: ABS Census 2021

SEIFA Index · Postcode 2319

Most disadvantagedLeast disadvantaged

Decile 2 of 10 — High disadvantage

Population

6,887

Education (IEO)

1/10

Econ. Resources (IER)

3/10

10-Year Investment Projection

Modelled on Tanilba Bay NSW data — rent, capital growth, tax, and depreciation over 10 years.

Pre-filled: $615/wk median rent for Tanilba Bay. Capital growth and rent increase are editable assumptions.

Schools

In your catchment

Tanilba Bay PS
PrimaryGovernment
4.3/10
Hunter River HS
SecondaryGovernment
4.2/10

These are the government-school zones containing this suburb centroid. Specific addresses within the suburb may fall in different catchments — confirm with the school directly.

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Data sourced from ABS, state government property sales, and Airbnb market analytics. For informational purposes only — not financial advice.