Tingha NSW Property Investment

Armidale · 2369 · Score: 36/100 · Caution

Median House Price
$302K
Rental Yield
3.1%
Vacancy Rate
3.0%
Median Weekly Rent
$180/wk
Median Unit Price
N/A
Population
774
Days on Market
27 days
Annual Growth
60.0%

Tingha Short-Term Rental (Airbnb) Market

Avg Nightly Rate
$446/night
Occupancy Rate
40%
Est. Annual Revenue
$65K

Estimated revenue assumes year-round availability. Non-hosted short-stays are night-capped in some councils (e.g. 60 nights across most of Byron Shire, 180 in Ballina, Muswellbrook and parts of Greater Sydney) and levied in Victoria — the legal cap can cut achievable income well below this figure. Run STR Check for the rules on a specific address.

AI Investment Analysis

Tingha NSW Investment Brief

## 1. Investment Verdict Hold – the decisive figure is the Investment Scorecard 36 / 100 (Caution), signalling below‑average fundamentals and a need for a defensive stance.

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## 2. Market Overview - Median house price: approximately $302,468 (pending peer validation). - Growth trend: not supplied in the data set. - Days on market: not supplied.

*Interpretation* – With only the median price available and no evidence of recent price acceleration, the market appears neutral to slightly buyer‑friendly. Sellers are likely to need price concessions to move inventory.

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## 3. Rental Market - Vacancy rate: not supplied. - Weekly rent: not supplied. - Gross yield: not supplied. - Demand rating: not supplied.

*Interpretation* – The absence of rental metrics prevents a quantitative yield calculation. Investors should treat the rental market as data‑deficient and seek on‑the‑ground intelligence (e.g., local letting agents) before committing to a rental strategy.

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## 4. Short‑Term Rental Opportunity - STR nightly rate: not supplied. - Occupancy: not supplied. - Estimated annual revenue: not supplied.

*Interpretation* – With no STR data, we cannot model revenue or compare LTR vs. STR profitability. In the absence of evidence that short‑term demand exists, a long‑term rental (LTR) approach remains the lower‑risk default.

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## 5. Infrastructure & Growth Drivers - Known projects, transport links, employment base: not supplied.

*Interpretation* – The lack of disclosed infrastructure or major employer information suggests limited near‑term demand catalysts. Investors should monitor local council releases for any upcoming projects that could shift the supply‑demand balance.

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## 6. Bull Case If the suburb experiences a modest price uplift—e.g., a 10 % rise on the median house price—the capital value would move from ≈ $302,468 to ≈ $332,700, delivering roughly $30,000 of upside per property. Such appreciation would improve both equity and potential rental yields, assuming rents keep pace.

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## 7. Risks | Risk | Quantified/Qualitative Detail | |------|------------------------------| | Low investment score | 36 / 100 indicates weak underlying fundamentals. | | Vacancy risk | No vacancy data; a sudden rise in supply could push vacancy higher. | | Employment concentration | No employment data; reliance on a single major employer (if any) would amplify downside. | | Supply pipeline | No information on new builds; an unannounced pipeline could increase competition. | | Interest‑rate sensitivity | As with any leveraged purchase, a 1 % rise in rates would increase borrowing costs and compress cash flow. |

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## 8. The Play - Entry price range: target purchases around the median, i.e., $280 k – $320 k, allowing room for negotiation given the cautionary score. - Minimum yield to target: aim for a gross yield of ≥ 4 % to provide a buffer against vacancy and rate hikes. - Watch signals: announcement of new infrastructure, a rise in local employment figures, or the release of reliable rental statistics for Tingha. - Recommended strategy: maintain a hold position, acquire only at a discount to the median, and focus on long‑term rental until clearer data emerges. Re‑evaluate quarterly as new market or infrastructure information becomes available.

Gentrification Index

Active gentrification6.0/10
▲Low socioeconomic base — classic gentrification precondition
▲Strong capital growth (11.6% CAGR) — above national average
▲Active development pipeline (473 approvals) — supply attracting new residents

Growth Forecast

low confidence
1yr Forecast
7.4%
p.a.
2yr Forecast
6.8%
p.a.
5yr Forecast
5.9%
p.a.

Basis: 5yr CAGR 11.6% + 10yr CAGR 4.2%

Growth drivers
  • +Active market (27 days avg)
Headwinds
  • −Population decline (-1.2%/yr) — demand headwind
  • −High supply pipeline (473 new approvals) — may cap price growth

Suburb Metric Thresholds

3 green3 yellow10 red
Rental Vacancy Rate
3 high impact
Days on Market
27 high impact
Weekly Rent (house)
180 medium impact
5yr Price CAGR
11.6 high impact
10yr Price CAGR
4.15 high impact
1yr Price Growth
60 medium impact
Population Growth
-1.24 high impact
Median Household Income
890 medium impact
Unemployment Rate
10.9 medium impact
Public Transport Score
0 medium impact
School Zone Quality
1 medium impact
Distance to CBD
436.99 medium impact
SEIFA Advantage/Disadvantage
1 medium impact
Owner Occupier Rate
76.8 medium impact
Gross Rental Yield (%)
3.09 high impact
Net Rental Yield (%)
1.59 high impact

Macro Environment

Macro Indicators

Cash Rate

4.35%

▲ 0.25%

Cash rate as at 2026-05-06 · Credit data 2026-07

Suburb Supply & Demand

Suburb Supply Pipeline — New Dwelling Approvals

30

2020

45

2021

62

2022

109

2023

227

2025

New dwelling approvals — higher numbers mean more future supply

Socio-Economic Profile

Source: ABS Census 2021

SEIFA Index · Postcode 2369

Most disadvantagedLeast disadvantaged

Decile 1 of 10 — High disadvantage

Population

871

Education (IEO)

1/10

Econ. Resources (IER)

1/10

10-Year Investment Projection

Modelled on Tingha NSW data — rent, capital growth, tax, and depreciation over 10 years.

Pre-filled: $180/wk median rent for Tingha. Capital growth and rent increase are editable assumptions.

Schools

In your catchment

Tingha PS
PrimaryGovernment
3/10
Macintyre HS
SecondaryGovernment
4.3/10

These are the government-school zones containing this suburb centroid. Specific addresses within the suburb may fall in different catchments — confirm with the school directly.

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Data sourced from ABS, state government property sales, and Airbnb market analytics. For informational purposes only — not financial advice.