Werris Creek NSW Property Investment

Gunnedah · 2341 · Score: 43/100 · Caution

Median House Price
$362K
Rental Yield
5.8%
Vacancy Rate
3.0%
Median Weekly Rent
$400/wk
Median Unit Price
$317K
Population
1,478
Days on Market
35 days
Annual Growth
4.7%

Werris Creek Short-Term Rental (Airbnb) Market

Avg Nightly Rate
$505/night
Occupancy Rate
40%
Est. Annual Revenue
$74K

Estimated revenue assumes year-round availability. Non-hosted short-stays are night-capped in some councils (e.g. 60 nights across most of Byron Shire, 180 in Ballina, Muswellbrook and parts of Greater Sydney) and levied in Victoria — the legal cap can cut achievable income well below this figure. Run STR Check for the rules on a specific address.

AI Investment Analysis

Werris Creek NSW Investment Brief

## 1. Investment Verdict Hold – the Investment Scorecard of 43 / 100 flags the suburb as “Caution”. That single rating is the strongest quantitative signal we have.

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2. Market Overview

MetricFigure (approx.)
Median house price≈ $361,750
Median unit price≈ $316,911

*Growth trend, days‑on‑market and buyer‑vs‑seller dynamics are not supplied in the data set, so we cannot comment on price momentum or market speed.* Signal: With median values in the low‑$300k range, the market sits well below capital‑city levels, which can be attractive for cash‑flow investors, but the lack of growth data means we cannot confirm whether prices are trending up or down.

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3. Rental Market

The data block does not include vacancy rate, weekly rent, gross yield or demand rating for Werris Creek. Consequently we cannot calculate a rental yield or assess tenant demand. Investors should obtain current rental listings and vacancy statistics before committing capital.

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4. Short‑Term Rental Opportunity

No STR nightly rate, occupancy percentage or estimated annual revenue is provided. Without those figures we cannot compare long‑term rental (LTR) versus short‑term rental (STR) profitability for this suburb.

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5. Infrastructure & Growth Drivers

The supplied information contains no details on:

* upcoming infrastructure projects, * transport upgrades, * major employers or employment base, or * other demand drivers.

Because of this data gap we cannot identify any concrete catalysts (or constraints) that might move the market.

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6. Bull Case

If the suburb were to experience price appreciation and rental growth that bring the median house price to the $400k–$420k band (a modest rise of roughly 10–15 % on the current approximate median), the capital value of a typical investment could increase by $38k–$58k. Coupled with a solid rental yield (e.g., 5 % gross), an investor could see total returns in the high‑single‑digit range. *These figures are illustrative only and assume market conditions improve; they are not drawn from the supplied data.*

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7. Risks

RiskWhat we know (from data)
Vacancy riskNo vacancy rate supplied – the risk cannot be quantified.
Single‑employer dependencyNo employment data – we cannot assess concentration risk.
Supply pipelineNo information on new housing supply or approvals.
Rate sensitivityNo interest‑rate impact analysis; however, a low median price means borrowers may be more exposed to rate hikes.

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8. The Play

ElementGuidance (based on available data)
Entry rangeTarget purchases around the ≈ $361,750 median house price (or ≈ $316,911 for units).
Minimum yield to targetNot calculable without rent data; obtain current weekly rents and aim for a gross yield of ≥ 5 % as a baseline.
Watch signals• Release of local vacancy statistics.<br>• Announcement of infrastructure or major employer projects.<br>• Changes in the Investment Scorecard or comparable suburb scorecards.
Recommended strategyHold existing positions while gathering missing market metrics. If future data shows improving rental demand and price growth, consider incremental purchases at the median price level. If the scorecard drops further or negative catalysts emerge, reassess the holding period.

*Bottom line:* With only median price approximations and a cautionary scorecard, Werris Creek currently sits in a hold zone. Secure the missing rental, vacancy and infrastructure data before scaling exposure.

Gentrification Index

Early gentrification signals4.0/10
▲Low socioeconomic base — classic gentrification precondition
—Moderate capital growth (7.0% CAGR)
▲Active development pipeline (231 approvals) — supply attracting new residents

Growth Forecast

low confidence
1yr Forecast
4.4%
p.a.
2yr Forecast
4.0%
p.a.
5yr Forecast
3.5%
p.a.

Basis: 5yr CAGR 7.0% + 10yr CAGR 4.3%

Headwinds
  • −Population decline (-1.2%/yr) — demand headwind
  • −High supply pipeline (231 new approvals) — may cap price growth

Suburb Metric Thresholds

3 green6 yellow6 red
Rental Vacancy Rate
3 high impact
Days on Market
35 high impact
Weekly Rent (house)
400 medium impact
5yr Price CAGR
6.97 high impact
10yr Price CAGR
4.27 high impact
1yr Price Growth
4.7 medium impact
Population Growth
-1.23 high impact
Median Household Income
941 medium impact
Unemployment Rate
9.3 medium impact
Public Transport Score
No data medium impact
School Zone Quality
2.5 medium impact
Distance to CBD
284.65 medium impact
SEIFA Advantage/Disadvantage
1 medium impact
Owner Occupier Rate
71.4 medium impact
Gross Rental Yield (%)
5.75 high impact
Net Rental Yield (%)
4.25 high impact

Macro Environment

Macro Indicators

Cash Rate

4.35%

▲ 0.25%

Cash rate as at 2026-05-06 · Credit data 2026-07

Suburb Supply & Demand

Suburb Supply Pipeline — New Dwelling Approvals

14

2020

66

2021

69

2022

53

2023

29

2025

New dwelling approvals — higher numbers mean more future supply

Socio-Economic Profile

Source: ABS Census 2021

SEIFA Index · Postcode 2341

Most disadvantagedLeast disadvantaged

Decile 1 of 10 — High disadvantage

Population

1,478

Education (IEO)

1/10

Econ. Resources (IER)

1/10

10-Year Investment Projection

Modelled on Werris Creek NSW data — rent, capital growth, tax, and depreciation over 10 years.

Pre-filled: $400/wk median rent for Werris Creek. Capital growth and rent increase are editable assumptions.

Schools

In your catchment

Werris Ck PS
PrimaryGovernment
3/10
Quirindi HS
SecondaryGovernment
3.8/10

These are the government-school zones containing this suburb centroid. Specific addresses within the suburb may fall in different catchments — confirm with the school directly.

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Data sourced from ABS, state government property sales, and Airbnb market analytics. For informational purposes only — not financial advice.