St Clair SA Property Investment
Charles Sturt · 5011 · Score: 70/100 · Buy
St Clair Short-Term Rental (Airbnb) Market
Estimated revenue assumes year-round availability. Non-hosted short-stays are night-capped in some councils (e.g. 60 nights across most of Byron Shire, 180 in Ballina, Muswellbrook and parts of Greater Sydney) and levied in Victoria — the legal cap can cut achievable income well below this figure. Run STR Check for the rules on a specific address.
St Clair SA Investment Brief
BUY — 3.4% gross yield on a $767,500–$978,457 (estimated range — market estimates vary, do NOT quote a single number) median.
THE MARKET
St Clair has compounded at 3.2%/yr over 5 years. Median sits in the $767,500–$978,457 (estimated range — market estimates vary, do NOT quote a single number) band today. Properties are sitting on market for 24 days (sellers have the leverage).
- Median house: $767,500–$978,457 (estimated range — market estimates vary, do NOT quote a single number) | Units: $710,000
- Gross yield: 3.4% | Net yield: 1.9%
- 5yr price CAGR: 3.2%/yr | 3yr forecast: 2.9%/yr
- Population: 2,634 | Owner-occupier rate: 64% | Affluence: High
- Supply pipeline: Moderate — Building approvals steady (~1463/yr in 2025, 5835 total across 5 yrs on record) — supply broadly tracking demand
RENTAL SNAPSHOT
- Vacancy: 0.8% (improving) | Rental demand: Very High
- Median weekly rent: $727/wk | Days on market: 24 (improving)
- Landlord market — rents likely to keep rising.
SHORT-TERM RENTAL
- Median nightly rate: $436/night | Occupancy: 42%
- Estimated annual STR gross: ~$66,906/yr
- vs long-term rent: $37,804/yr (+77% STR premium — factor in higher management costs)
INFRASTRUCTURE & CATALYSTS
- Adelaide Metro Train Services Franchise (Under Delivery)
- North South Corridor (South Australia) (Under Construction)
- Transport: Well-connected inner-city location
BULL CASE
If St Clair maintains 4%+ annual growth and vacancy stays below 0.8%, median prices could reach $1,276,500 within 3 years with yields compressing slightly as capital values rise.
BEAR CASE
A market correction or interest rate shock could see prices in St Clair pull back 10-15% from $1,110,000, with vacancy rising to 1.4% and rental yields softening as tenants gain leverage.
KEY RISKS
- Bushfire risk: HIGH (planning_overlay) — confirm BAL rating and any bushfire overlay obligations for the property
COMPARABLE MARKETS
- Huntfield Heights (SA): $807,500 median, 3.8% yield, 16.0% 1yr growth
- Taperoo (SA): $850,000 median, 3.8% yield, 13.8% 1yr growth
- Woodville Gardens (SA): $920,000 median, 3.6% yield, 44.7% 1yr growth
THE PLAY
St Clair presents a compelling investment opportunity. The combination of solid fundamentals and very high rental demand supports entry at current price levels. Proceed with due diligence on specific properties. Target gross yields above 3.4% and prioritise properties with value-add potential. Consider timing entry around the current recovery phase of the market cycle.
- Entry range: $999,000 – $1,221,000
- Minimum gross yield to target: 4.5%
- Watch signal: vacancy staying below 2% and days on market holding under 35
This analysis is for informational purposes only and does not constitute financial, legal, or investment advice. Seek professional advice before making investment decisions.
Gentrification Index
Growth Forecast
high confidenceBasis: 5yr CAGR 3.2% + 10yr CAGR 4.8%
- +Strong population growth (3.6%/yr) driving demand
- +Very tight rental market (vacancy 0.8%) — upward price pressure
- +Active market (24 days avg)
- +Premium transport infrastructure — supports long-term capital growth
- −High supply pipeline (5835 new approvals) — may cap price growth
Suburb Metric Thresholds
Macro Environment
Macro Indicators
Cash Rate
4.35%
▲ 0.25%Cash rate as at 2026-05-06 · Credit data 2026-07
Suburb Supply & Demand
Suburb Supply Pipeline — New Dwelling Approvals
1,345
2020
1,131
2021
1,091
2022
805
2023
1,463
2025
New dwelling approvals — higher numbers mean more future supply
Socio-Economic Profile
Source: ABS Census 2021SEIFA Index · Postcode 5011
Decile 6 of 10 — Average
Population
13,986
Education (IEO)
7/10
Econ. Resources (IER)
4/10
10-Year Investment Projection
Modelled on St Clair SA data — rent, capital growth, tax, and depreciation over 10 years.
Pre-filled: $727/wk median rent for St Clair. Capital growth and rent increase are editable assumptions.
Schools
In your catchment
These are the government-school zones containing this suburb centroid. Specific addresses within the suburb may fall in different catchments — confirm with the school directly.
Nearby Suburbs
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Analyse a Property →Data sourced from ABS, state government property sales, and Airbnb market analytics. For informational purposes only — not financial advice.