Moriac VIC Property Investment

Surf Coast · 3240 · Score: 62/100 · Hold

Median House Price
$1.20M
Rental Yield
1.4%
Vacancy Rate
2.5%
Median Weekly Rent
$330/wk
Median Unit Price
$749K
Population
852
Days on Market
40 days
Annual Growth
6.7%

Moriac Short-Term Rental (Airbnb) Market

Avg Nightly Rate
$171.44/night
Occupancy Rate
%
Est. Annual Revenue
$41K
AI Investment Analysis

Moriac VIC Investment Brief

HOLD1.4% gross yield on a $1,200,000 (pending peer validation) median.

THE MARKET

Moriac has compounded at 7.0%/yr over 5 years. Median sits in the $1,200,000 (pending peer validation) band today. Properties are sitting on market for 40 days (roughly balanced conditions).

  • Median house: $1,200,000 (pending peer validation) | Units: $748,976
  • Gross yield: 1.4% | Net yield: -0.1%
  • 5yr price CAGR: 7.0%/yr | 3yr forecast: 13.5%/yr
  • Population: 852 | Owner-occupier rate: 90% | Affluence: Very High
  • Supply pipeline: Low — Price growth outpacing new supply, limited development pipeline

RENTAL SNAPSHOT

  • Vacancy: 2.5% (stable) | Rental demand: Moderate
  • Median weekly rent: $330/wk | Days on market: 40 (stable)
  • Balanced market — vacancy manageable but monitor trend.

SHORT-TERM RENTAL

Insufficient STR data for this suburb. Run a specific address analysis for property-level STR projections.

INFRASTRUCTURE & CATALYSTS

  • No major confirmed infrastructure projects on record.
  • Transport: Standard suburban transport access

BULL CASE

If Moriac maintains 3%+ annual growth and vacancy stays below 1.8%, median prices could reach $1,380,000 within 3 years with yields compressing slightly as capital values rise.

BEAR CASE

A market correction or interest rate shock could see prices in Moriac pull back 10-15% from $1,200,000, with vacancy rising to 4.5% and rental yields softening as tenants gain leverage.

KEY RISKS

  • Distance from CBD may limit long-term capital growth potential

COMPARABLE MARKETS

  • Springvale (VIC): $966,000 median, 3.2% yield, 9.1% 1yr growth
  • Lake Gardens (VIC): $910,973 median, 2.8% yield, -4.7% 1yr growth
  • Springvale South (VIC): $862,471 median, 3.9% yield, 4.4% 1yr growth

THE PLAY

Moriac offers balanced fundamentals but does not present an urgent buying signal. The market is in a cooling phase with moderate vacancy risk. Monitor vacancy trends and price movements over the next 6-12 months. Only enter if a property can be acquired at or below median pricing with yields exceeding 4.0%.

  • Entry range: $1,080,000$1,320,000
  • Minimum gross yield to target: 4.5%
  • Watch signal: vacancy dropping below 2% and days on market falling below 35

This analysis is for informational purposes only and does not constitute financial, legal, or investment advice. Seek professional advice before making investment decisions.

Gentrification Index

Pre-gentrification2.0/10
High SEIFA decile — already upgraded or established affluent area
Moderate capital growth (7.0% CAGR)
Active development pipeline (2007 approvals) — supply attracting new residents

Growth Forecast

high confidence
1yr Forecast
6.6%
p.a.
2yr Forecast
6.1%
p.a.
5yr Forecast
5.3%
p.a.

Basis: 5yr CAGR 7.0% + 10yr CAGR 7.8%

Headwinds
  • High supply pipeline (2007 new approvals) — may cap price growth

Suburb Metric Thresholds

5 green6 yellow5 red
Rental Vacancy Rate
2.5 high impact
Days on Market
40 high impact
Weekly Rent (house)
330 medium impact
5yr Price CAGR
6.99 high impact
10yr Price CAGR
7.85 high impact
1yr Price Growth
6.67 medium impact
Population Growth
1.42 high impact
Median Household Income
2340 medium impact
Unemployment Rate
1.6 medium impact
Public Transport Score
0 medium impact
School Zone Quality
7.1 medium impact
Distance to CBD
83.94 medium impact
SEIFA Advantage/Disadvantage
9 medium impact
Owner Occupier Rate
89.7 medium impact
Gross Rental Yield (%)
1.43 high impact
Net Rental Yield (%)
-0.07 high impact

Macro Environment

Macro Indicators

Cash Rate

4.35%

0.25%

Cash rate as at 2026-05-06 · Credit data 2026-04

Suburb Supply & Demand

Suburb Supply Pipeline — New Dwelling Approvals

565

2020

548

2021

437

2022

274

2023

183

2025

New dwelling approvals — higher numbers mean more future supply

Socio-Economic Profile

Source: ABS Census 2021

SEIFA Index · Postcode 3240

Most disadvantagedLeast disadvantaged

Decile 10 of 10 — Low disadvantage

Population

2,169

Education (IEO)

8/10

Econ. Resources (IER)

10/10

10-Year Investment Projection

Modelled on Moriac VIC data — rent, capital growth, tax, and depreciation over 10 years.

Pre-filled: $330/wk median rent for Moriac. Capital growth and rent increase are editable assumptions.

Schools

In your catchment

Moriac Primary School
PrimaryGovernment
7.1/10
Grovedale College
SecondaryGovernment
6/10

These are the government-school zones containing this suburb centroid. Specific addresses within the suburb may fall in different catchments — confirm with the school directly.

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Data sourced from ABS, state government property sales, and Airbnb market analytics. For informational purposes only — not financial advice.