Budgewoi NSW Property Investment
Central Coast (NSW) · 2262 · Score: 53/100 · Hold
Budgewoi Short-Term Rental (Airbnb) Market
Budgewoi NSW Investment Brief
HOLD — $843,490 median with 7.7%/yr growth over 5 years.
THE MARKET
Budgewoi has compounded at 7.7%/yr over 5 years — a house that cost $582,105 in 2021 is worth $843,490 today. Properties are sitting on market for 42 days (roughly balanced conditions). At the same growth rate, today's median reaches $1,222,246 by 2031.
- Median house: $843,490 | Units: $710,592
- Gross yield: 3.5% | Net yield: 2.0%
- 5yr price CAGR: 7.7%/yr | 3yr forecast: 13.5%/yr
- Population: 3,497 | Owner-occupier rate: 70% | Affluence: Below Average
- Supply pipeline: Low — Price growth outpacing new supply, limited development pipeline
RENTAL SNAPSHOT
- Vacancy: 2.5% (stable) | Rental demand: Moderate
- Median weekly rent: $575/wk | Days on market: 42 (stable)
- Balanced market — vacancy manageable but monitor trend.
SHORT-TERM RENTAL
- Median nightly rate: $647/night | Occupancy: 40%
- Estimated annual STR gross: ~$94,417/yr
- vs long-term rent: $29,900/yr (+216% STR premium — factor in higher management costs)
INFRASTRUCTURE & CATALYSTS
- No major confirmed infrastructure projects on record.
- Transport: Standard suburban transport access
BULL CASE
If Budgewoi maintains 3%+ annual growth and vacancy stays below 1.8%, median prices could reach $970,013 within 3 years with yields compressing slightly as capital values rise.
BEAR CASE
A market correction or interest rate shock could see prices in Budgewoi pull back 10-15% from $843,490, with vacancy rising to 4.5% and rental yields softening as tenants gain leverage.
KEY RISKS
- Distance from CBD may limit long-term capital growth potential
COMPARABLE MARKETS
- Deep Creek (NSW): $676,266 median, 3.7% yield, 8.5% 1yr growth
- Barrack Heights (NSW): $922,982 median, 3.8% yield, 9.3% 1yr growth
- Weston (NSW): $710,914 median, 4.0% yield, 11.4% 1yr growth
THE PLAY
Budgewoi offers balanced fundamentals but does not present an urgent buying signal. The market is in a stable phase with moderate vacancy risk. Monitor vacancy trends and price movements over the next 6-12 months. Only enter if a property can be acquired at or below median pricing with yields exceeding 4.0%.
- Entry range: $759,141 – $927,839
- Minimum gross yield to target: 4.5%
- Watch signal: vacancy dropping below 2% and days on market falling below 35
This analysis is for informational purposes only and does not constitute financial, legal, or investment advice. Seek professional advice before making investment decisions.
Gentrification Index
Growth Forecast
high confidenceBasis: 5yr CAGR 7.7% + 10yr CAGR 8.0%
- +Premium transport infrastructure — supports long-term capital growth
- −High supply pipeline (7045 new approvals) — may cap price growth
Suburb Metric Thresholds
Macro Environment
Macro Indicators
Cash Rate
4.35%
▲ 0.25%Cash rate as at 2026-05-06 · Credit data 2026-03
Suburb Supply & Demand
Suburb Supply Pipeline — New Dwelling Approvals
1,131
2020
1,366
2021
1,417
2022
1,906
2023
1,225
2025
New dwelling approvals — higher numbers mean more future supply
Socio-Economic Profile
Source: ABS Census 2021SEIFA Index · Postcode 2262
Decile 2 of 10 — High disadvantage
Population
21,411
Education (IEO)
1/10
Econ. Resources (IER)
4/10
10-Year Investment Projection
Modelled on Budgewoi NSW data — rent, capital growth, tax, and depreciation over 10 years.
Pre-filled: $575/wk median rent for Budgewoi. Capital growth and rent increase are editable assumptions.
Schools
In your catchment
These are the government-school zones containing this suburb centroid. Specific addresses within the suburb may fall in different catchments — confirm with the school directly.
Nearby Suburbs
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Analyse a Property →Data sourced from ABS, state government property sales, and Airbnb market analytics. For informational purposes only — not financial advice.